Although everyone in Tennessee is supposed to have automobile insurance, the unfortunate fact is many drivers have no insurance. So what happens if you are hit by an uninsured driver?
If you purchased Uninsured Motorist Coverage, or UM coverage, that insurance coverage will pay for your damages and injuries in the event you are hit by an uninsured driver.
To find out if you have UM coverage, you need to check the Declaration Page on your insurance policy. There should be an amount listed next to the words Uninsured Motorist, or UM. If you purchased UM coverage, the total dollar amount will be listed.
If you have questions about Uninsured Motorist Coverage, call the Holton Law Firm. We can help.